Business Referral Email

If this referral-generation strategy works for you, let us know in the comments. One other idea would be to equip employees with the tools they need to get more referrals–whether that’s email templates, videos, scripts, individual landing pages, etc. Business networking is an effective low-cost marketing method for developing sales opportunities and contacts, based on referrals and introductions - either face-to-face at meetings and gatherings, or by other contact methods such as phone, email, and increasingly social and business networking websites. The White Pages, made up of over 65,000 listings, serve as the profession's main referral tool. Simply help sell our products with yours, and earn up to $5,000 per referral for each qualified customer referral. Do you want to find more about the CenturyLink Business Referral program? Click here for more details about the program or visit our FAQ area to find the answers to the most common asked questions. When you're introduced to a. Professional email, online storage, and more. This Google™ translation feature is provided for informational purposes only. We do this through the passing of business referrals and ideas. The NetWork Kansas Referral Center is a free service for entrepreneurs and small business owners who are interested in starting or growing a business in Kansas. When you wish to recommend a business to someone else, share this information in a testimonial letter. INTRODUCING THE REFER TO COX EMPLOYEE REFERRAL PROGRAM. Referrals Terms and Conditions. The website of the campaign was something really simple, yet catchy and effective; just 2-page microsite. It's all absolutely FREE!. Tips for Providing Tenant References. But how do you go about integrating a referral program into a highly sophisticated sales funnel? Decide on Your Offer. Choose your G Suite plan. The Referral Program Member and the New Customer will each receive a $25 virtual visa gift card via email after installation is completed and has been confirmed. RolePoint employee referrals gives you the power to manage all of your referral incentives without messy spreadsheets or calendar reminders, allowing you to grow and track your referred candidates with precision. An awesome referral-generating email template to send your clients…right now! By David Tendrich | Last updated October 20, 2014 September 27, 2017 Asking for referrals can be pretty nerve-wracking. Not only is acknowledging their help polite, but it will also encourage them to refer clients to you in the future. Give your client a simple referral email script, so that all they need to do is put in their own name and send it to a couple friends. This will ensure your customers receive the incentive. [10] Your template should include a brief description of your business and what kinds of services you offer. So, if you want outstanding results for your online business, you have to stay focused. These referrals can come in the form of sharing your content, sharing a coupon or discount, leaving a recommendation or review on a social networking site, and—of course—a traditional referral. So if you need help in the form of referrals and repeat business, just ask. Maintain your focus on core banking products and merchant services while growing your business with First Data's business referral solutions. Here's how to ensure a strong referral: Ask the right person. Of course, it also contains your thanks for the referral and the major advantage provided to you as a result. Growth hack to increase referral sales, referral registrations and app installs through mobile App referrals. Passing out referral cards to your customers gives them an incentive to talk about your shop and bring new people in! Design your own referral cards to reflect on your brand and what you have to offer to new customers. But regardless of what we call it, give this system a try and see how it impacts your own sales goals. Business Support: To help Channel partners succeed, Rackspace provides inside and field sales support, technical support, operations support, access to partner tools and product enablement materials. Find the balance between bespoke referral requests and that generic "don't forget to refer" email. Business Email Template. You will finally have the knowledge to talk to your accountant about new ideas and tax strategies. Why? Your email goes to everyone you do business with, engage with, or solicit for anything. Referral request letter example, free format and information on making and writing Referral request letter. Our team in Australia leverages this for local success, with our local loan specialists who provide outstanding service to your customers. Executive Summary. You can ask for a referral in the confirmation message after your customer has made a purchase. Ideally, this letter should be short and to the point. This could be with a simple phone call, email, or even better, a handwritten note. It's time to stop passively asking for business and take matters into your own hands. In 1993 and 1994, Congress expanded the prohibition to additional DHS and applied certain aspects of the physician self-referral law to the Medicaid program. Write your referral letter today. As mentioned earlier, a good email with a perfectly articulated referral link will boost engagement for your brand. Business Networking Referral Email Networking Referral Email is basically an email that you send to a person who has been referred to you by a contact. Referral-Based Marketing Statistics 1. And while it doesn't get much more simple than selling to current customers, today we'll discuss what might be the second easiest sale to make: referrals. Participation is simple. Direct referrals. After all, this is the first intimate, direct conversation you've had with them. Visit the store owners personally, show them that it is cheaper then advertising in the phone book! Have them sign a contract, pay you up front and get all the information you need. There's no way for Referral Key to know that two email addresses belong to the same person unless you tell us by following the steps below. Referral SaaSquatch pricing for referral program marketing software. Give a hint of what you’re going to be talking about in this subject. Thank you again for helping me to generate new …. Information specialists at NCI’s Cancer Information Service (CIS), NCI's contact center, are available to help answer your cancer-related questions whether you are a patient, family member or friend, health care provider, or researcher. when you receive a referral, always say thank you to the individual who made the referral. A good referral program always catches the eye of the customer, and there is a high chance that they will stay with your brand for a longer while. This is a professional communication, which means that a business letter format will make the best impression. How to ask for referrals? Via Email. Recommending Referral to Patient 17. This is where all the gold coins are minted. The amount of compensation earned depends on the broker’s level of involvement and the loan scenario. Get started with this thank-you email template. Guide, letter example, grammar checker, 8000+ letters. Referral Email Policy. A newly-opened skin care business launched into high profitability and perpetual referrals with just one innovative referral marketing system. Creating a simple referral program is an easy way to keep your business moving with minimal effort. Depending on the state where your business is located and other attributes of the loan, your business loan may be issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Start by visiting the referrals page. Once you’ve decided to ask the school to evaluate your child for special education, it’s time to put your request in writing. Financial brokers are in the business of helping other businesses increase sales, and find the financing necessary to fuel their growth. Your request for a referral can be made in several ways. It is especially important, however, for web designers and other freelancers. So you’ve been provided with that business referral, but without a formal introduction from your referrer. If this referral-generation strategy works for you, let us know in the comments. Just remember that people already get a lot of email and don't want you wasting their time unless you have to have something valuable to say. Do you want to find more about the CenturyLink Business Referral program? Click here for more details about the program or visit our FAQ area to find the answers to the most common asked questions. You can ask for a referral in your newsletter's email to confirm subscription. Depending on the nature of your service, it might be a brochure or a website. I feel like I have a team of people behind me willing me to succeed with my business. If you are sending your referral email campaign through your ESP, create a unique identifier for each recipient in order to generate individualized links. In all cases reviewed by The Post, Grubhub’s copycat sites use the restaurants’ logos — even as they direct customers to its Grubhub and Seamless sites. Referral Credit Request No doubt you’ve heard of “Word of Mouth” advertising. Find a Michigan BNI chapter near you to get started. These widgets allow current customers to simply input a friend’s or family member’s email into a quick referral form located within your business’ emails or on your company’s website. Most accountants wait for referrals to come to them, but you can also take proactive steps to get referrals to come to you. For everyone you successfully refer to Keap and Infusionsoft by Keap we’ll pay $100 (via PayPal) and we’ll give your referral a 50% discount on their first 3 months just for signing up. For an effective inbound process, you should resist the urge to sell here. BNI (Business Network International) Southwest Florida's purpose is to help businesses, large and small, grow their business and make more money! BNI is the world's largest business networking and referral organization and its culture, which is built upon the philosophy of Givers Gain ®, is unique. Bring your Buddies Bring your friends to work everyday. How referral marketing may fit your business Referral marketing is a powerful and important component for every business. Now it’s your turn to strengthen the heartbeat of progress, and to pay it forward. Develop business relationships and create a group of trusted advisors. An email is considered correspondence and should be written with the same business acumen as a stationary letter. American Express offers world-class Charge and Credit Cards, Gift Cards, Rewards, Travel, Personal Savings, Business Services, Insurance and more. The Cincinnati Bar Association serves Greater Cincinnati’s legal professionals at all stages of their careers, and represents close to 4,000 lawyers, judges, and law students, working together to promote the integrity of, access to, and need for a fair and equitable legal process, while boosting the public's confidence in the judicial system and removing barriers to justice. In 2018 the BNI Mid America members created 98,274 referrals which closed $809 MILLION in new business by referral AND 71% of all referrals generated in our region turned into new business for our members! Worldwide the members of BNI passed over 10. West Midlands Referrals offers a very wide range of surgical referrals from the straight forward to the complex. the employee typically receives a referral bonus, and is widely acknowledged as being cost effective. ask for referrals during the interview. The Associate Referral Program Expectations: Toyota Motor North America appreciates your contribution as an associate who is referring a friend, neighbor, or acquaintance to purchase or lease a new Toyota/Lexus product through the Associate Referral Program. You can simply ask your customer if they’ve been referred. We then use machine learning—along with data from your business profile, customer feedback, information from LinkedIn about your expertise, and other objective criteria—to make the right connections. Long after the sale and support phases of the buyer journey, you've got to maintain their loyalty to you, which is tough considering you're not still doing business with them. Sign the pledge. Lyft is your friend with a car, whenever you need one. One other idea would be to equip employees with the tools they need to get more referrals-whether that's email templates, videos, scripts, individual landing pages, etc. The referral email is the more personal option for referring someone. When applied to the business world, giving gifts to prospects or clients can turn leads into clients and relationships into referrals. business days after the transaction is completed. If you have an existing list of customers, all you have to do is send a referral marketing email and you're set. An effective referral system, if implemented well, is consistently the lowest cost form of marketing any business can employ to increase sales, boost opportunities and augment profits. A job referral is a common way to get your foot in the door at a company, setting you apart from applicants who are just as, if not more, qualified for the job. " - Nathan Smeltzer, Powder City CEO. Referral marketing is the method of promoting products or services to new customers through referrals, usually word of mouth. Asking for a referral is important. Attorney Search Network assists clients in finding pre-screened, qualified, experienced and local Attorneys. But if you don’t ask for one the right way, you may be doing more to hurt your application. How Email Marketing Increases Referral Business. © 2019 Buffini & Company ×. The referral email template Now you know you want more referrals, you need to write a killer email to send to the current clients you identified. Simply asking your customer to enter in a friend's email address to reap the benefits of the recommendation is a no-brainer. Our mortgage infographics highlight loan officer referral partner strategies that can take your business to the next level. the employee typically receives a referral bonus, and is widely acknowledged as being cost effective. Welcome to the Alaska Bar Association! The Alaska Bar Association has over 4,000 members. Do you want the email templates I use? If you want my four templates and the cheatsheet that explains how to use them, then enter your name and email address below. Business networking is an effective low-cost marketing method for developing sales opportunities and contacts, based on referrals and introductions - either face-to-face at meetings and gatherings, or by other contact methods such as phone, email, and increasingly social and business networking websites. It's FREE!. Email is definitely an excellent channel to proceed with the referral marketing. Be sure you only include providers in this network that you'd be comfortable recommending to your best client or best friend. So how do you ask? Depending on your relationship with your potential referrer, this can be a casual or professional interaction. HR checks to see if candidate has applied for the job and approves part A of the referral time-off award. Groceries delivered in as fast as 1 hour. 1,514 ready-to-use business form templates that you can download and print for free. We use the EMAIL merge tag to insert the individual’s email address into the referral link. There's no way for Referral Key to know that two email addresses belong to the same person unless you tell us by following the steps below. You wouldn’t want to hire exclusively through referrals, but, generally speaking, it’s the most cost-effective and effective methods to hiring a strong candidate. Between Referrer and Friends (The Second Kind of Referral Email Template) The second type of referral email that you’ll want to know intimately is the kind sent between the referrer and their friend, published via a referral widget. Don't forget to send a classy thank-you email to your interviewer. This is a culture of caring about giving business, professional development and building consistent, proactive and reciprocal business relationships. Google allows users to search the Web for images, news, products, video, and other content. Referred employees have higher retention rates and increase employee engagement in their company. Take a breath. com) and not a generic hotmail or gmail address. Find new ideas and classic advice on strategy, innovation and leadership, for global leaders from the world's best business and management experts. You may receive an SBA referral when you apply with FEMA. When someone refers another person to your business or service, it is a testimonial to your value, and an implicit recommendation. My business partner introduced me to the Send Out Cards Referral System as a business tool to leverage my time, keep in touch with everyone, and have more time with my family. Subject line: Introducing Employee Referral Bonus Program / Help us grow! / We. If you have a referral-based business of any type, referrals are the foundation of your business growth and expansion. A strategic referral group can help you and your business succeed better and faster than you can on your own. One of the easiest ways to promote your program is through email marketing. And although almost everyone in the industry has heard that asking for referrals is an important way to grow a business, many advisors struggle with this. Stitch Fix is personal styling for men, women & kids that sends clothing to your door (with free shipping & returns). If there isn’t a plan, you may ask for a referral in the wrong way. Compare Atlanta Natural Gas Rates & Price Plans. A good referral letter can help you secure an interview or job recommendation. Email is consistently ranked as the single most effective channel for awareness, acquisition, conversion and retention. Keep it short and sweet and get to the point as quickly as possible. Referral marketing is a low-cost (or even no-cost) way to get more business from your existing customers. 7 ideas for cross-promotion with other small businesses. Do you know how your customers find you?. Referral and Broker Program. The Business Extra program provides real value to loyal companies with at least two flyers in the form of reduced travel expenses. a person recommended to someone or for something. Referral marketing is a process to encourage and significantly increase referrals from word of mouth, perhaps the oldest and most trusted marketing strategy. Referral Frenzy has over 100 mailers on its list currently, so there is a lot of marketing that can be done within a couple of minutes. Request a Lawyer Referral. If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access the Company’s. ask for referrals during the interview. From Cambridge English Corpus Practitioners received new referrals at the same time as having to deal with their existing case load. Feel free to leave referrals here. But regardless of what we call it, give this system a try and see how it impacts your own sales goals. About Biztree. Follow-up-Emergency Patient without Future Exam 15. How to use a referral Tap into your network to find potential advocates -- and to help them help you. A year-round employee referral program is best if you would like to accept and incentivize referrals at all times. Register using the form to the right. One of them is the sender email address. If you are in your job search, it's time to tap into your network and ask your contacts for a job referral. Do you know how your customers find you?. What a referral marketing letter / email should include. Offer valid for current Cox Business customers, referring new commercial customers in Cox-wired serviceable locations. Business Referral Thank You Notes This thank you note category is filled with excellent business referral thank you card wording and phrasing. An email will be sent to your friend letting them know you submitted their information. the new patient could have been referred elsewhere, but that person decided to refer the patient to you. It's all absolutely FREE!. Endless Referrals should be required reading for sales professionals and entrepreneurs everywhere. Of course, it also contains your thanks for the referral and the major advantage provided to you as a result. Remember to include a call-to-action in your email, because you want that client to get back to you with a name/business lead you can follow up on. As a business owner you understand the power of this social proof but when you actually sit down to summarise your experience in a few lines, the blank page can be cruel. West Palm Beach Business Referral Club. Referral marketing is the method of promoting products or services to new customers through referrals, usually word of mouth. But there's a problem. So you’ve been provided with that business referral, but without a formal introduction from your referrer. Perfect Timing: Conventional sales wisdom claims the best time to ask for the referral is immediately after the close. About the author. Sign Up Now!. 12+ Best Free Introduction Business Email Templates Emails have flooded the international scenario with their marketing prowess as these essentials are capable enough of reaching far and wide, whilst spreading the word perfectly. If you are an online business that conducts all business through the internet then you have probably adopted an referral email. Thanks so much for sharing such great information with others. What is Referral Marketing? Simply put, referral marketing is spreading the word about a product or service through a business' existing customers, rather than traditional advertising. Take a breath. The center has dedicated staff that helps ease the referral process for international physicians and patients. Generating more referred business is on everyone's wish list. The referral gets to scope you out and contact you on their terms. Ask your contact for a referral. o Other (describe) n Referral Fee Particulars *Referral fees may be subject to withholding tax or other forms of taxes in the country in which the transaction takes place. If you are interested in sending a business referral thank you note templates you should look no further as we are offering eight templates free of charge. Format it as a business letter. These programs are a type of word-of-mouth advertising in which you encourage employees or existing customers to recommend your business to new hire prospects or customers by handing out referral cards. Business Referral Thank You Notes This thank you note category is filled with excellent business referral thank you card wording and phrasing. Referral marketing is the single most powerful and cost effective way to market any business. Services not available in all areas. The best part?. If you are the recipient of an email like this: Always send a thank-you to the person who made the introduction. After you. I’m surprised about this study that 86 percent of companies experienced revenue growth with this strategy. Create a referral based sales system, develop a database of your contacts, keep in touch consistently, explain how you work, and ask for referrals. This is called Referral Marketing and if you aren’t taking advantage of it, you are missing a huge opportunity to boost sales and gain more customers. Your available travel credit automatically appears on the checkout page in the form of a coupon. This letter tries to convince existing clients to refer friends, family members and/or colleagues to try an income tax return preparation service. You cannot have a more. Referrals Terms and Conditions. Use a letter, email, or LinkedIn message to make your request. Please choose a location below to learn more about our available services in each state. Sign up today!. These templates will allow you to see the correct way in which a business referral related thank you note should be created. An email is considered correspondence and should be written with the same business acumen as a stationary letter. Sales Prospecting for Dummies , by Tom Hopkins, states your closing ratio with referred leads is 60%, compared to just 10% with non-referred leads. Referrals are one of the best ways to get more business, as a whopping 84% of people trust recommendations from people they know. An email signature can reveal more about your brand, products, or services. Current Sprint customers sign in to the Referral Rewards program and then refer friends via email, text or social media. Download your free copy of our 7-Step Guide to Creating a Successful Referral Program. Update 2/1/19: A new round of referral offers were sent out now via email. This is a culture of caring about giving business, professional development and building consistent, proactive and reciprocal business relationships. You can contact them at 1-800-659-2955 from 8AM - 9PM (EDT), Mon - Fri or email them at [email protected] A successful email gets the customer excited about both the brand and the referral reward, and gets them talking and sharing about your brand in a way that brings in plenty of new customers. Thank you again for helping me to generate new …. Email platforms like Gmail, Outlook, and others have algorithms that look for spammy behavior. 17 Email Templates That Have Helped Us Grow Our Business Check out the screenshots of the scripts below, or, grab the word-for-word scripts (that you can copy and paste) using the form at the bottom of this page. The certified lawyer referral service may be able to provide referrals outside of regular business hours. People who could be good sources of referrals or even new work with their companies. Incentivising referrals may also help bring in new clients or customers. Get the best in business communication with Suddenlink Business. We created a Referral Partnership Agreement template to build a formalized referral agreement between your business and partner organizations. Their email rewards customers for past referrals and encourages them to refer again, which creates a viral loop. Put your research and communication skills to work in your very own business. The blog is now exclusively syndicated by Canadian Business magazine. If you don't want to call people out of the gate, email is the next best way. The referral must represent the candidate's first contact with our organization. I understand why you might want to ask someone to help you get a job at their company — referrals are a powerful way to get your foot in the door, and studies have shown that recruiters view referral candidates as higher quality than other sources. To apply for DVR services, complete the online referral/application at the link below. If you are interested in sending a business referral thank you note templates you should look no further as we are offering eight templates free of charge. The British Business Bank is a Government-owned, independently-run development bank that’s helped more than 74,000 growing businesses find the right finance option to help them reach their next ambition. The Art of the Three-Way (or How to Write an Email Referral) Posted on Wednesday, March 7th, 2012. What is Referral Marketing? Simply put, referral marketing is spreading the word about a product or service through a business' existing customers, rather than traditional advertising. Information specialists at NCI’s Cancer Information Service (CIS), NCI's contact center, are available to help answer your cancer-related questions whether you are a patient, family member or friend, health care provider, or researcher. Using Referral Prospecting to Build Your Business By Bill Cates Without question, getting clients through referrals is the most powerful way to build your business; not to mention the most enjoyable. A successful referral occurs when the eligible small business you refer becomes a Windstream customer by ordering qualifying service(s), remains active for 30 days after installation and pays its first bill for the qualifying service(s). In fact, a referral is actually the best weapon you can have to help you grow your business. This can be accomplished by encouraging and rewarding customers, and a wide variety of other contacts, to recommend products and services from consumer and B2B brands, both online and offline. Referral Email Policy. And while it doesn't get much more simple than selling to current customers, today we'll discuss what might be the second easiest sale to make: referrals. Choose your G Suite plan. Documentation is minimal and funding timeline is within 5-7 business days. It indicates the ability to send an email. Some people refer to email templates like these as referral email generation templates. The Houston Lawyer Referral Service is a non-profit community service project of the legal profession that was established in 1958. Well-designed corporate referral programs can produce amazing results. Most effective Business Referral Program Platform and Tools Available. And with our Mobile App , you can do it all from the palm of your hand!. We then use machine learning—along with data from your business profile, customer feedback, information from LinkedIn about your expertise, and other objective criteria—to make the right connections. Referral marketing is a strategy to encourage passionate customers and advocates to directly refer their network to your business. A newly-opened skin care business launched into high profitability and perpetual referrals with just one innovative referral marketing system. A letter of reference shares your experience and opinion of a person just as a referral letter shares your experiences with a company. Perfect Timing: Conventional sales wisdom claims the best time to ask for the referral is immediately after the close. This is when you cc people as you would do with subordinates in an office. Services not available in all areas. Spectrum Business Internet. Low-Impact: The Business Partner Referral Program is risk free and requires minimal time and effort on your part. By checking "Yes", you certify that all of the information provided by you on this application is true and complete. Questions about SBA loans should be directed to the Small Business Administration (SBA). In today’s world of mass communication there is a huge variety of ways to keep in contact with your clients, from email and social media, to phone calls or even old-fashioned paper mail. the act of directing someone to a different place or person for information, help, or action…. Specialists can also check the status of a referral using Tufts Health Provider Connect, NEHEN, and NEHENnet. If you have any questions in filling out this form, please contact the Senior HelpLine 1-800-252-8966 or email the Colbert Consent Decree at Aging. Here you can find out the Letters how to write a thanks letter to someone who Refered your company to another oneOur company are very thankful to you for recommending our company to valuable customer. Customer referrals are one of the most powerful selling and marketing tools available. Some people refer to email templates like these as referral email generation templates. A More Rewarding Way to Travel. Then, we plug all of the information into an Excel spreadsheet and send the customer their referral code. You will become tax savvy in no time. Take your business further with productivity solutions designed for small business in Office 365 and Microsoft 365 Business, with the Office apps, collaboration tools and security features to help run and grow your business. Sign up for service today!. The referral email is the more personal option for referring someone. Would you like to schedule a service call, sales appointment, notify us of a move, or refer a friend? Simply choose what you n. o Other (describe) n Referral Fee Particulars *Referral fees may be subject to withholding tax or other forms of taxes in the country in which the transaction takes place. Services not available in all areas. In 1993 and 1994, Congress expanded the prohibition to additional DHS and applied certain aspects of the physician self-referral law to the Medicaid program. WHEREAS, the Company is in the business of providing clients to private and corporate lenders and investors through referral contacts on a commission basis, and solicits referrals for new clients under the Company's Referral Program for the same purpose, and WHEREAS, the Broker is in the business of providing new referral contacts to the. As an editor/writer for Alexandria's city magazine, I've developed my talent and experience as a public relations writer. The world's greatest business referral organization is just a few clicks away. Your referrals can get an Account Manager, discounts & more Sign up to the MOOsLETTER for special offers, news and inspiration Please enter a valid email address. Everyone you list below will receive an email with a promotional code. You'll see that it congratulates them on completing the process, re-emphasizes the benefits of doing business with you, and asks for referrals. Communicate specific openings with our employee referral program sample email. In return, please know that I will continue to recommend your real estate services to new clients I am pre-approving for mortgages. The number they gave was 0800 7839028 anyone know if its a scam ? TIA. Yes, in a perfect world, doctors should refer to your hospital or practice based solely on your stellar track record. Asking for referrals Sample letter for Benefits Specialist Dear Client, I am glad to hear that you were pleased with our help in selecting your recent custom healthcare plan(s) and that you’ve saved money with our flexible product offering. a person recommended to someone or for something. 12+ Best Free Introduction Business Email Templates Emails have flooded the international scenario with their marketing prowess as these essentials are capable enough of reaching far and wide, whilst spreading the word perfectly. It works for us. Your loan agreement will identify the loan issuer prior to your signing. When they use the promo code to open an account and have a balance of at least $25 on the last business day of the month, you'll both receive $25! If you would like a copy of the email(s) with the promotional code, simply click "Please send me a copy of my referral email(s. Why? Your email goes to everyone you do business with, engage with, or solicit for anything. Time is a finite, precious resource. A referral program can be a powerful and cost-effective marketing tool. Follow-up on Referral-Patient Never Made Appointment 19. As mentioned earlier, a good email with a perfectly articulated referral link will boost engagement for your brand. The interest rates are as low as 12% for well-qualified borrowers. Make changes in the following box and take a print or save as doc file. Suggested Product: Grammarly. He/she can be a friend, colleague, or an employee of the company in which you are interested. It's quite simple, really: Customer referrals bring you better customers who spend more and stick around longer. This is a culture of caring about giving. To receive credit for a referral under the Program, eligible referrers must create a Program account, receive their unique referral links, and send the relevant link(s) to the people whom they intend to refer to SoFi for Student Loan Refinancing, Medical Resident Refinancing, Parent PLUS refinancing, or a Personal Loan. business days after the transaction is completed. Create a referral program with complementary providers to exchange referrals. Referral Credit Request No doubt you’ve heard of “Word of Mouth” advertising. If you have a referral-based business of any type, referrals are the foundation of your business growth and expansion. © 2019 Buffini & Company ×. Here are some real email signature examples from small business professionals, along with our favorite takeaway tips. The NHS e-Referral Service (e-RS) provdes an easy way for patients to choose their first hospital or clinic appointment with a specialist. The fact-checkers, whose work is more and more important for those who prefer facts over lies, police the line between fact and falsehood on a day-to-day basis, and do a great job. Today, my small contribution is to pass along a very good overview that reflects on one of Trump’s favorite overarching falsehoods. Namely: Trump describes an America in which everything was going down the tubes under  Obama, which is why we needed Trump to make America great again. And he claims that this project has come to fruition, with America setting records for prosperity under his leadership and guidance. “Obama bad; Trump good” is pretty much his analysis in all areas and measurement of U.S. activity, especially economically. Even if this were true, it would reflect poorly on Trump’s character, but it has the added problem of being false, a big lie made up of many small ones. Personally, I don’t assume that all economic measurements directly reflect the leadership of whoever occupies the Oval Office, nor am I smart enough to figure out what causes what in the economy. But the idea that presidents get the credit or the blame for the economy during their tenure is a political fact of life. Trump, in his adorable, immodest mendacity, not only claims credit for everything good that happens in the economy, but tells people, literally and specifically, that they have to vote for him even if they hate him, because without his guidance, their 401(k) accounts “will go down the tubes.” That would be offensive even if it were true, but it is utterly false. The stock market has been on a 10-year run of steady gains that began in 2009, the year Barack Obama was inaugurated. But why would anyone care about that? It’s only an unarguable, stubborn fact. Still, speaking of facts, there are so many measurements and indicators of how the economy is doing, that those not committed to an honest investigation can find evidence for whatever they want to believe. Trump and his most committed followers want to believe that everything was terrible under Barack Obama and great under Trump. That’s baloney. Anyone who believes that believes something false. And a series of charts and graphs published Monday in the Washington Post and explained by Economics Correspondent Heather Long provides the data that tells the tale. The details are complicated. Click through to the link above and you’ll learn much. But the overview is pretty simply this: The U.S. economy had a major meltdown in the last year of the George W. Bush presidency. Again, I’m not smart enough to know how much of this was Bush’s “fault.” But he had been in office for six years when the trouble started. So, if it’s ever reasonable to hold a president accountable for the performance of the economy, the timeline is bad for Bush. GDP growth went negative. Job growth fell sharply and then went negative. Median household income shrank. The Dow Jones Industrial Average dropped by more than 5,000 points! U.S. manufacturing output plunged, as did average home values, as did average hourly wages, as did measures of consumer confidence and most other indicators of economic health. (Backup for that is contained in the Post piece I linked to above.) Barack Obama inherited that mess of falling numbers, which continued during his first year in office, 2009, as he put in place policies designed to turn it around. By 2010, Obama’s second year, pretty much all of the negative numbers had turned positive. By the time Obama was up for reelection in 2012, all of them were headed in the right direction, which is certainly among the reasons voters gave him a second term by a solid (not landslide) margin. Basically, all of those good numbers continued throughout the second Obama term. The U.S. GDP, probably the single best measure of how the economy is doing, grew by 2.9 percent in 2015, which was Obama’s seventh year in office and was the best GDP growth number since before the crash of the late Bush years. GDP growth slowed to 1.6 percent in 2016, which may have been among the indicators that supported Trump’s campaign-year argument that everything was going to hell and only he could fix it. During the first year of Trump, GDP growth grew to 2.4 percent, which is decent but not great and anyway, a reasonable person would acknowledge that — to the degree that economic performance is to the credit or blame of the president — the performance in the first year of a new president is a mixture of the old and new policies. In Trump’s second year, 2018, the GDP grew 2.9 percent, equaling Obama’s best year, and so far in 2019, the growth rate has fallen to 2.1 percent, a mediocre number and a decline for which Trump presumably accepts no responsibility and blames either Nancy Pelosi, Ilhan Omar or, if he can swing it, Barack Obama. I suppose it’s natural for a president to want to take credit for everything good that happens on his (or someday her) watch, but not the blame for anything bad. Trump is more blatant about this than most. If we judge by his bad but remarkably steady approval ratings (today, according to the average maintained by 538.com, it’s 41.9 approval/ 53.7 disapproval) the pretty-good economy is not winning him new supporters, nor is his constant exaggeration of his accomplishments costing him many old ones). I already offered it above, but the full Washington Post workup of these numbers, and commentary/explanation by economics correspondent Heather Long, are here. On a related matter, if you care about what used to be called fiscal conservatism, which is the belief that federal debt and deficit matter, here’s a New York Times analysis, based on Congressional Budget Office data, suggesting that the annual budget deficit (that’s the amount the government borrows every year reflecting that amount by which federal spending exceeds revenues) which fell steadily during the Obama years, from a peak of $1.4 trillion at the beginning of the Obama administration, to $585 billion in 2016 (Obama’s last year in office), will be back up to $960 billion this fiscal year, and back over $1 trillion in 2020. (Here’s the New York Times piece detailing those numbers.) Trump is currently floating various tax cuts for the rich and the poor that will presumably worsen those projections, if passed. As the Times piece reported: